Umbrella:

If your net worth is at the point where you have a concern about “ what you should do if you were sued and/or how can I protect myself against a lawsuit”, you should consider an excess liability umbrella. This coverage offers a layer of liability over and above your home(s), auto(s) and any recreational vehicles you own in your personal name. It protects all family members that live in your household. Limits start at million and can be offered up to million depending on individual needs. Rating is very affordable and will be based on the number of homes, autos and recreational vehicles you own in your personal name. Driving records must be in good standing. Most of our carriers offer this coverage. We have access to a stand alone umbrella carrier as long as your personal insurance policies have the appropriate underlying limits.